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THE PREPARE INSTITUTE

Educational Retirement Course offered through a non-profit national educational institution.

The Prepare Institute is a national non-profit educational institution that provides college-style retirement education courses and classes for adults between the ages of 50-80. These courses and classes provide unbiased information on all areas of retirement and estate planning, and are for general, non-commercial education only.

PREPARE: An Educational Course for Adults

Who Is This Class Designed For?

  • Individuals who are retired or will be retiring in the next 10 years.
  • Individuals looking for proper retirement education and knowledge that is not available in most schools or universities, and cannot be found through dinner workshops.
  • Investors looking for the most up-to-date and accurate information on tax, healthcare, income, and estate planning as well as unbiased information on how investments and the markets really work for retirees.
  • Current and future retirees who are concerned about the future of the U.S. tax rates and trends.

Why Is This Class Important?

The retirement landscape today is vastly different than it was for your parents, or your parent’s parents. Constant changes to tax laws, uncertainty surrounding health care and Social Security, a shift towards employee-directed retirement plans, and increasing probability of widespread changes & reforms in the U.S. government have only increased the need for modern, up-to-date retirement planning.

How Is This Course Designed?

This course will deliver comprehensive and up-to-date information, education, and knowledge to help you prepare for retirement properly and to maintain a successful retirement plan going forward, regardless of what changes down the road. There are so many important decisions to make when planning your retirement, making your knowledge of cutting-edge retirement practices and strategies absolutely necessary for a successful plan. This course will allow you to focus on your specific retirement planning questions and concerns.

 

Current PREPARE Courses

Your tax-deductible payment of $49 includes tuition for two classes, course workbooks, and class materials. They are designed to follow along in class, and written in a way that is easy to understand with examples and illustrations to extrapolate the financial concepts being discussed. Together, the workbook and the class materials provide a step-by-step process to apply your knowledge and will become a useful tool. After the course is complete, the materials are yours to keep.

October Course at Holy Family University, Newtown, PA

Tuesday Course


Tuesday, October 22nd, 2019 Tuesday, October 29th, 2019


  • Classes begin at 6 p.m. and end at 9 p.m.
  • Students must arrive 15 minutes prior to class start time.
  • Course materials are included with enrollment fee.

$ 49 enrollment fee

Enroll Today

Wednesday Course


Wednesday, October 23rd, 2019 Wednesday, October 30th, 2019


  • Classes begin at 6 p.m. and end at 9 p.m.
  • Students must arrive 15 minutes prior to class start time
  • Course materials are included with enrollment fee

$ 49 enrollment fee

Enroll Today

Upcoming PREPARE Courses

The PREPARE Institute will offer classes at suburban Philadelphia college campuses throughout 2020. Check back soon for dates and campuses. If you would like to register for one of the upcoming classes, please note that the exact dates may change.

PREPARE Course Outline

Introduction to The New Retirement Paradigm

  • Yesterday vs. Today’s retirement plan.
  • New retirement opportunities.
  • Identifying your values, goals, objectives, and desires.
  • The retirement planning process.
  • How long must your money last?
  • How much will you need to retire?
  • When can you retire?
  • 10 biggest retirement planning mistakes.

Estate & Legacy Planning

    • How to transfer assets based upon your wishes.
    • Estate Tax and other Tax implications.
    • Wills, Trusts, and Legal Documents.
    • How Living Trusts work.
    • What is Probate and do you need it?
    • IRA Inheritance Trusts
    • Selecting Power of Attorney
 

Tax Implications During Retirement

  • How different types of retirement assets and incomes are impacted by taxation.
  • The impact and effects that rising tax rates could have on your assets and cash flow.
  • How much of your retirement savings do you really own?
  • What deductions do you lose in retirement?
  • Could you possibly face a higher tax bracket in retirement?
  • Tools and strategies to reduce, minimize, and/or eliminate taxes in retirement.

Risk Management

  • Health Insurance, Medicare, and Medicare Supplements
  • Long-term care protection options.
  • How much financial risk am I willing to assume?
  • The importance and benefits of life insurance.
  • What level of insurance do I require?
  • Affordable Care Act (Obamacare).
  • What are the necessary tools for giving me the coverage I need?
  • …and more

Investment Objectives

  • Retirement goals and time horizon.
  • Types of investment risk.
  • Types of investment strategies.
  • Cash accounts, Bonds, Stocks, Mutual Funds.
  • Exchange Traded Funds (ETFs).
  • Tax-deferred annuities.
  • Structured Notes.
  • Market-linked FDIC-insured CDs.

Income Planning

  • How to properly draw income from your nest egg.
  • The impact of taxes and inflation.
  • Longevity risk.
  • Sequencing risk.
  • Social Security Maximization—How and When to elect?
  • Employer-Sponsored Retirement Plans.
  • Required Minimum Distributions (RMDs).
  • Case Studies.
  • Traditional & Roth IRAs, and Conversions.
  • Strategies to maximize income and minimize taxes.
  • Direct vs. Indirect Rollovers.
  • Multi-generational & Inherited IRAs.

Sign Up

Fill out the form below to begin the enrollment process. This registration will hold your (and your guest’s) spot, but your seat and your materials will not be confirmed until your enrollment fee is processed.